NigCareers

How do I become a Paga Agent? That may be the question you were asking before you get to this website. I want to say that you are at the right place. At Legitsmallbusiness, we don’t just suggest business ideas. We ensure that we give basic step by step guide on how to start the business idea. So, this article will follow the same suit.

Who is a Paga Agent?

A Paga Agent is an authorized independent person (most likely a retailer with existing business) trained to provide Paga services to customers in their neigbourhood. Because a Paga Agent lives in the same community where customers live and work, they have that direct contact with them thereby bringing Paga services closer to them. A lot of people make money by working as a Paga Agent. The most successful ones are those with existing businesses that enjoy patronages from people in their communities. So, becoming a Paga Agent is a great way to grow your existing business and also earn an extra income.

Roles of Paga Agent

Before you rush into any business, it is always advisable that you know a bit about the business. On this note, I will like to intimate you what Paga Agents do.  The functions of a Paga Agent include the following:

• New Customer Registration: There are individuals and businesses who want to register as Paga customers, you will be helping them create their account.
• Sell airtime: You will be able to sell airtime of different mobile carriers such as MTN, Glo, 9mobile, and Airtel.
• Provide Paga Customers with help: You will serve as a customer service centre to Paga customers. If they want to make enquiries about the services or how to carry out transactions on their account, you should be able to guide them. Simply put, you are the face of Paga in your community.
• Help Paga customers to load cash into their accounts: Paga serves as a wallet. This means that customers can decide to deposit money into their Paga wallet. You will help such people load money into their Paga accounts.
• Carry out transactions on behalf of the customers: Customers can pay their bills such as DSTV, GoTV, Startimes, PHCN, LAWMA and others through you.
• Processing cash withdrawals: Other people can send money into customers’ accounts. It is the role of a Paga Agent to help customers withdraw their money from their accounts.

How to Become a Paga Agent

Now that you understand the roles of a Paga Agent and the likely benefits to enjoy, your interest may have been aroused and you want to know how to become a Paga Agent. Find below the simple steps you will need to follow.

• Visit the official website of the company at https://www.mypaga.com/. It is important to know that Paga has three different accounts namely Personal, Business and Agent. The one that is relevant to you is Agent Account. Personal account are for individuals who are knowledgeable enough to create and operate their Paga Personal Account on their own. They will be able to buy airtime, send money to anyone in Nigeria, Send money to any bank in Nigeria, receive money through Western Union. Also, they can pay bills such as DSTV, GoTV, Startime, Spectranet, LTC, PHCN, LAWMA and many more. People with Paga personal account can shop securely on the internet without revealing their details.

For Paga Business Account, this option is a powerful suite of solution for businesses of varying sizes. Paga Business Account provides an online payments gateway. It accepts VISA, MasterCard and Verve. It provides in-store collection solutions. Businesses with Paga Business Account can make bulk disbursement to unbanked, under-banked and banked customers in Nigeria, and others

Once again, you should create Paga Agent Account and not Paga Personal Account or Paga Business Account. In case you are finding it difficult to navigate your way on the website, you can create your Paga Agent here. The page contain a simple form where you are going to fill in your Title, First Name, Surname, Preferred Contact Number, and Other Contact Number. Please note that filling out and submitting the form does not mean that you have submitted the Paga Agent application form. This online form is just an expression of interest that you are interested in becoming an Agent.

With the phone number you supplied in the form, someone from Paga will contact you. This may take like two weeks before you hear from them. However, it may be sooner or later depending on the number of applications they receive per time. After completing the form, you click “Submit” underneath the form. Alternatively, you can send email to agents@mapaga.com

• After one of the Paga representatives has contacted you and they considered your suitability, you will be required to pay an agent sign-up fee of N20,000. This amount covers branding and startup fund.
• After you Paga Agent Account has been created, you will need to fund your account. You are at liberty to deciode how much you want to fund your account with.
• A Paga representative will be assigned to you to train you on how to operate your Paga Agent Account and how to service customers.
• Once your account is fully set up and has been trained extensive, you are free to operate in any part of Nigeria. However, you should note that you cannot transfer your Paga Agent Account to another person. Instead, you can create teller or user account which can be used at other locations. The teller will be able to log in by using his own details and perform transactions from your efloat. Good enough, you can monitor your teller’s activity from your Paga Agent Account.

How to Fund Your Paga Agent Account

You can fund your Paga account via any of the following ways:

Bank transfer (Instant): You can fund your Paga wallet via internet banking or bank mobile app by transferring funds from your bank account directly to your Paga wallet. Simply follow the below steps:

• • Log in to your internet banking
  • Select transfer to other Banks
  • Insert your 10 digits Paga Nuban account number
  • Select “Paga” or “Pagatech” as beneficiary Bank
  • Input amount
  • Fill the required field on the transfer page
  • Input your PIN
  • Complete the transfer process

Add cash (Debit card): You can fund your account with your Naira debit card. Simply follow the below steps below.

• • Click on fund account under “account”
  • Enter amount
  • Click on “Fund account”
  • Select card as a payment option, then click on the deposit tab below
  • Enter your card number
  • Enter the expiry date of your card
  • Enter CVC at the back of your card
  • Input your PIN
  • Click on deposit and follow the instruction to fund your wallet

Add cash (Bank account): You can fund your account with your bank account. Simply follow the below steps below.

• • Click on fund account under “account”
  • Enter amount
  • Select bank as a payment option, then click on the deposit tab below
  • Enter your account number
  • Enter your BVN
  • Click on deposit and follow the instruction to fund your wallet

Paga Agent: Kindly visit any Paga accredited agent to fund your account.

GT Collections: To fund your account via GT Collections (Mobile app/Online), simply follow below steps.

• • Log in to your GTB account
  • Click on other payments
  • Click on more payments
  • Click on Infotechs & other services
  • Select “Pagatech Limited” from the list of merchants
  • Click on Paga Collections
  • Insert your 10 digits Paga account number, fill other details and amount
  • Click on continue
  • Confirm and complete the process

Note that this service is available to GTBank customers only

GT Collections: To fund your account via GT Collections (Mobile app/Online), simply follow the below steps.

• • Log in to your GTB account
  • Click on other payments
  • Click on more payments
  • Click on Infotechs & other services
  • Select “Pagatech Limited” from the list of merchants
  • Click on Paga Collections
  • Insert your 10 digits Paga account number, fill other details and amount
  • Click on continue
  • Confirm and complete the process

Note that this service is available to GTBank customers only

GTBank 737: To fund your Paga account via GTB *737# service, simply follow the below steps.

• • Dial *737* 50*amount*145#
  • Enter your 10 digit Paga account number
  • Confirm name and enter your 737 PIN or last 4 digits of your GTB debit card and send

Note that this service is available to GTBank customers only.

Benefits of Becoming Paga Agent

There are some benefits you will enjoy as a Paga Agent and these include the following:

• Commission: You will receive commission on every transaction you carry out. Your commission is a direct function of the volume of transactions you perform. If you want to enjoy more commission, you will need to carry our more transactions.
• Bonuses and other incentives: Paga usually reward top performing agents with bonuses.
• Increased sales: As a Paga Agent, you will have more customers coming to you. This can increase your sales in your existing business.

Read Also: Comprehensive Guide on How to Become FCMB Agent Banking

Conclusion

I hope you now know the steps you need to take if you want to become a Paga Agent. Having gone this far, you should remember that, acquiring knowledge is not enough. It is what you do with what you know that will benefit you.

Paga Near Me

If you want to locate a Paga Office close to you, you can use the map below to navigate your way. You can zoom the map by clicking on the “+” sign at your right hand side of the map.

Services