Types of Negative Reports There are certain negative reports that can harm your credit rating. If you ask, everybody will like to have a good credit score. But having a good credit score cannot be achieved by mere wishes or talk. Talk is cheap. You will need to take some conscious steps before you can
What is Private Mortgage Insurance? Private Mortgage Insurance is commonly called PMI. It means the insurance you pay to private mortgage company if your down payment is less than 20 per cent of the value of the property you want to buy. This is usually paid along with your monthly mortgage payment and property tax.
30 Year Fixed Rate Mortgage is the most popular mortgage in USA, said Freddie Mac®. So, if you are planning to get a mortgage loan, I won’t be surprised if you settle for the 30 Year Fixed Rate Mortgage. But before you choose that option, it will be a good idea for you to find
How much mortgage can I afford? That is the question I expect everyone planning to buy a home to ask himself first. Just like the Holy book says, “For which of you intending to build a tower, does not sit down first and count the cost, whether he has enough to finish it. Lest after
To my audience there, I say “you are welcome back”. And if you are just visiting this website for the first time, I like to warmly welcome you too. I hope you are going to find information that will be helpful to you. I started this series of article entitled “Sure way of getting into
Getting into debt is very easy these days. In fact, it can feel like you are having a fun when you are getting into debt. You would have already been in debt before you realize what you are doing. The challenge is, it may not be as easy getting out of debt the same way
Proof of residency is one of the documents you will be asked to submit before any financial institution can process your application for mortgage. The essence of this is just for the financial institution to ascertain where you live. At times, people are confused about the document they can tender as a valid proof of
Debt management agencies are on the increase all over America. This is a reflection of the fact that millions of people are finding it difficult managing or paying their debts. If there is no demands for debt management services, you won’t see these agencies springing up all around. What do the debt management agencies do?
There are different types of credit that are available to choose from any time you want to borrow money from a financial institution. Examples of types of credits are auto loans, student loans, personal loans, mortgage loans and payday loans. With all these available credits, you need to choose the one that is right for
How to Get Out of Student Loan Debts I met a young man in the name of Joe this month at a forum organized by an NGO to educate young graduates on how they can manage their student loans. It is no longer news that a lot of American students graduate with load of student
