Everyone likes to appear good in the eyes of the credit bureau agencies. They want to do things that will boost their credit score. On the other hand, people try as much as possible to desist from those things that can hurt their credit scores. Unfortunately, in some cases, people focus on wrong things and
Making Minimum Payment Vs Full Payment What does it mean to make a credit card minimum payment? If you have balance on your credit card, your card issuer will expect that you pay the balance at the end of the month. However, it is good to note that credit card issuers are not too strict
Do you know how to check credit score? I am talking to people who already have credit. If you don’t have not started building your credit, there may be nothing to check. For people with credit, it is important that you know different ways one can use to check your credit score. Before then, let’s
Are you struggling with bad credit? Do you know that there are certain things you can do that can make a clear difference in your credit score just within 30 days? Possibly you have taken certain steps in the past which you thought that it would help you raise your credit score but you couldn’t
What is an excellent credit score? What will be classified as excellent credit score will depend on the credit rating agency’s score you are considering. If you have credit score of 800 and above based on FICO ranking, you will be said to have excellent credit score. This may be slightly different with Vantage Score.
Is it possible to get loan with bad credit? The answer is ‘Yes’. It is actually possible to get loan with bad credit if you know how to go about it. The reason why some are frustrated in getting loan is because they are ignorant of the steps they need to do. Bad credit is
Does credit card balance affect your credit score in any way? What does it mean to carry a balance on your credit balance? These are types of questions you will likely hear from somebody that is a new user of credit card. Just in a simple sentence, credit card balance is the amount you owe
Debt snowball method is one of the proven ways one can adopt to pay off his debts. As I usually say, it is easy to get into debt but to get out is not as easy as that. Possibly, you have some debts which are becoming too burdensome for you to carry. You should not
What are the implications of cosigning student loans? It is not that easy for students to fund their education without resorting to loans. Student loans have proved to be one of the key sources of funds for students who aspire to further their education into Colleges and Universities. The cost of tuition fees is becoming
Credit Purchase Vs Cash Purchase If you want to buy an item, you have two options. You can either buy in cash or make a credit purchase. To a layman, it may not mean any difference to them as long as the ultimate aim of taking possession of the item is achieved. But the truth
