Do you know that you can now freeze your credit report for free? As incredible this may sound to you, the truth is that you can now freeze your credit report without paying a dime. If you have been a victim of data breach or identity theft, you will know how important it may be
Some facts about student credit card. Are you contemplating about applying for a student credit card? You should understand that student credit cards are quite different from the regular cards. Just as the name implies, student credit cards are specifically designed to meet the needs of students who may not have credit history to qualify
Ways of Making Large Purchase with Credit Card What is large purchase? Large purchase can be looked at from two angles. First, a transaction can be described as a large purchase if the amount of the item involved is quite high. For instance, if you are buying a laptop of $9,000, this can be considered as
There are different types of credit that are available to choose from any time you want to borrow money from a financial institution. Examples of types of credits are auto loans, student loans, personal loans, mortgage loans and payday loans. With all these available credits, you need to choose the one that is right for
Can unpaid medical bills affect credit score? Unpaid medical bills affect credit score if reported to the credit bureaus. But unlike loans that your lender can easily report any unpaid amount that is due to the credit bureaus, your health provider does not have that direct relationship with the credit rating agencies. Medical bills can
Can anyone access your credit report? That is, is your credit report accessible to the general public? Or is it just accessible to you alone? In this article, those are the questions that we will try to trash out. You will agree with me that your credit report is very vital and sensitive as it
How to Get My 10 Latest Posts on Personal Finance Good day to all the readers of my personal finance blog posts. Recently, I have been thinking on how to ensure you don’t miss any of my contents. With the hustling and bustling of the week, it is possible you hardly have enough time to do
How to Increase Credit Score by 200 Points Do you know that you can increase your credit score by 200 points? Increasing credit score by 200 points is really a great feat. How did somebody with a credit score of 544 suddenly grow it to 745 within six months? This is the secret I will like
The benefits that comes with reward credit card are enough motivation to make people desire to get one. Reward credit cards may not offer the same type of benefits. You have the responsibility of ensuring that you get the one that meets your needs. There are different types of reward credit cards out there such
Can debts hurt your credit history? Ordinarily, debts will not hurt your credit history, all things being equal. In fact, if you manage and pay your debt promptly, it will help you build your credit history and it will ultimately boost your credit score. Without credit, you cannot claim to have credit history. So, if
