Are you searching for 0 apr credit cards? Many card companies offer credit cards with 0 apr or credit cards with low apr these days. Unfortunately, it is not everyone that understands the benefits such cards actually provide. In this article, I will explain the features of 0 apr credit cards in a simple language
Store Cards Versus Credit Cards Store cards are usually issued by merchants and retailers. The cards can also be called retail cards. Store cards may look like credit cards but they are not the same. While you can use your credit card to make purchase anywhere, store cards can only be used to make purchase
You may be contemplating about whether you should pay with credit card or cash when you want to conduct a transaction. With the era of electronic payments, the use of plastic for paying for transactions is gaining more ground by the day. At times, one may be confused on which option to use. That is
You may have to consider credit card debt consolidation if you are being encumbered with the problem of having to pay different credit card debts every month. It is not a gainsaying that the interest rates on credit cards are very high when compared with personal loans or mortgage loans. Managing different credit cards, especially
Credit card debt may not be a sin on its own, but when it is getting beyond a reasonable level, you may be heading for a financial crisis. I just checked US Debt Clock recently, I realized that the US credit card debts figure is now above $1 trillion. This is alarming! If I may
How much does wedding expenses cost? It all depends on your location and the budget you set for yourself. Wedding is one of the important celebrations that one will have in his/her life time. For this reason, many people like to make the event a “wow” type. While there may be nothing wrong with that
Cases of identity theft are on the rise every year. There is need for you to protect your personal information so as not to give any impostor opportunity to use your personal information without your consent to commit a crime whether financial or otherwise. With proliferation of information especially on social media and through unguarded
Have you ever wondered the effects that bank IT failures can have on your credit score? I believe you must have, in one time or the other, experienced IT failure of the bank you are using. Unfortunately, it is not every time there is malfunctioning of their IT system that you are aware of. So,
Having excellent credit is a desire that many people like to achieve. Of course, excellent credit may be a good thing to have but you need to know that it is just a means to an end and not an end in itself. If you want to apply for a credit card, your credit is
Personal loans and credit cards are both ways of accessing credit. But one can sometimes find himself at a crossroad not knowing which option to choose. At that point, the question that may likely come into your mind is to ask; “Between personal loans and credit cards, which is better?” Before I attempt to answer
