Why should you refinance car loan? Are you contemplating on refinancing your car loan? Possibly you are already thinking about how rigorous it was for you when you applied for your existing car loan. You are already scared of starting and going through the process again. Well, the good news is that, it is easier
How to Pay Off Debt. Are you confused on how to pay off credit card debt? If you are finding it difficult to pay off debt, you are not alone. However, you don’t need to remain in debt perpetually. It is easier to accumulate debts. But when it comes to repayment, it is not always
Travel Credit cards are good for overseas spending. Travel Credit cards are not the same, the fact that they bear the same name notwithstanding. The only common denominator among them is that they are specifically designed to cater for overseas spending. If you are the type that travels a lot and buys things overseas, holding
Interest rate is more than a figure. What interest rate are you paying on your loan? When a financial institution advertises a credit facility, you will see something like “Interest rates range between 12% and 20%. The reality is that, only few people will get the loan at 12 per cent interest rate. In most
Have you ever considered what the effects of that late payment can have on your credit? If you are in the habit of making late payment, I will say that credit card is not meant for you. You may be asking ‘what is a big deal in it, after all you later paid up?’ Well,
Lines of Credit Versus Credit Cards. When seeking for funds, line of credit is an option one can give a consideration. I don’t know why line of credit seems unpopular as you hardly see people talking about it as such when compared to credit cards or other types of loans. One thing I have come
U.S. Increases Federal Student Loans Rates. Many students are attracted to Federal Student Loans to finance their education because of the low rates the loans carry. There is no doubt that federal student loans have helped thousands of US citizens to pave their ways through university. If not for the loans, some of the professionals we
Life Insurance Policy Pitfalls When it comes to life insurance policy, it may be very costly to make certain mistake. The problem with life insurance policy is that you may not be alive to witness or correct the mistakes which you might have made. So, prevention is better than cure, they say. Let me quickly
Factors That Determine Your Credit Limit Your credit limit determines how much money you can spend on your card within a billing cycle. Of course, your credit card company will have to consider many factors before arriving the credit limit you are entitled to. No credit card company will offer you a credit limit you
Ways to prevent Credit Card Fraud Every year, the reported cases on credit card frauds seem to be growing on an alarming rate. While some credit card fraud may involve large amount, some of them may fall below $200. But when you consider the number of people that use credit cards, it should not surprise
