How to Consolidate Student Loans Are you considering student loan consolidation as a solution to your student debts challenge? You need to first find out whether it will help you achieve your objective. What is student loan consolidation? I will define this with explanation. As you know that it is possible for a student to
If you want to close credit card, you should be aware that it is more than cutting the card into two. There are certain procedures you need to take so that you don’t get your fingers burnt. Of course, you may have your own genuine reason that propels you to want to close the card.
What is Credit Score? I don’t want you to see credit score as just three digit number assigned to you by the credit rating agencies. It is more than just a number. It has to do with your credit worthiness. And this is arrived at through the statistical analysis of your past credit information as
What is mortgage refinancing? Mortgage refinancing in a layman language means that you are taking new mortgage loan to replace the existing one. Opportunity to refinance mortgage by homeowners is one of the advantages you can enjoy when you own your own house. Apart from the fact that the home serves as a place of
Retirement planning is not an option but a must. Have you started planning for your retirement? This is an area you need to take very serious. There is a saying that; anyone who fails to plan has planned to fail. This is to tell you how dangerous it can be for anyone not to have
What are Dividend stocks? Stocks are classified as dividends stocks if the shareholders are rewarded on a regular and consistent basis with the significant portion of the income of the companies in which they had invested. When you invest in the stock of a company, you will be expecting returns on your investment. Returns on
Do you know you can buy your car insurance online? Technology has made life very easy for everyone now except one refuses to make use the advantages it offers. Before, it could be very strenuous finding a right company where you can buy your car insurance. For people that don’t like too much stress, they
“What should I do after paying off debt?” This question is common among those people who are about finishing or have just finished paying off their debts. If you have been in debt and have been paying it down gradually, you must have been looking towards to a date when you will completely be out
What is 4 Cs of credit? Are you planning to apply for credit very soon? Definitely you will like to put things in order before you apply so that your application will not be rejected. Whether you are applying for personal loans or credit card, no financial institution will just grant you the loan or
What are Mutual Funds? Mutual Funds serve as alternative to stock investing especially for those who don’t have expertise or time to analyse or monitor stocks by themselves. By definition, a mutual fund is a company that usually pool money together from different investors to purchase stocks, bonds, short term money market instruments and other
