What is debt to equity ratio? Before I start discussing about the meaning and significance of debt to equity ratio, the best place to start is to define financial ratio. The reason is that, without having a basic knowledge of financial ratios, you may find it difficult to understand what the debt to equity ratio
Have you heard about pump and dump scheme? Possibly yes! But if I may ask you, what do you understand by pump and dump stocks? If you are an avid investor, you might probably know the meaning. But there are many beginner investors here who may want to understand its meaning. Therefore, before I go
What is a bear market? Bear market is a term used to describe downward movement in stock prices over an extended period. In another word, when there is a downward trend in stock prices, it will be said that the market is bearish. Bearish market can last for months or years depending on the prevailing
Direct Stafford Loan is one of the common student loans available to undergraduate and graduates students in U.S. Direct Stafford Loan is a federal student loan and it is guaranteed by the U.S government. Direct Stafford Loans can also be referred to as Direct Loans. The interest rates on the loans are usually fixed and
A reverse mortgage is a special type of home equity loan that is available to senior citizens of 62 year and above. Unlike the conventional mortgage loans where you are given a loan upfront and you start and continue to pay monthly instalments over the loan period, the reverse is in the case for reverse
Although the rate at which people buy pet insurance is still very low compared to other types of insurance, the industry has actually started to grow. This may not be unconnected to the growing costs of the veterinary care across the country. When I was about writing this article, I actually came across some statistics
What are VA Loans? VA Loans are government backed mortgage loans made available through approved lenders to United States veterans, service members and their spouses. Approved lenders could be banks, savings and loans or mortgage companies. You should understand that gov Instead, what the government does is to provide guaranty to the approved lenders through
What are Stock Futures? Stock futures are financial contracts, that is, legally binding agreement between two parties, to buy and sell underlying asset (stocks in this case) of specifying quantity in a future date at a price agreed upon between the buyer and the seller. Once the stock future contract is agreed upon, both the
What is Bull market? Bull market can be described as when prices of stocks listed in the stock exchange rise consistently for a period of time. The period may last for months or years. Before a market can be described as a bull market, it is expected that the prices of nothing less than eighty
Present Value Calculator seems to have come to the rescue of those people who cannot successfully apply the complex formula that was developed for the calculation of present value of annuity. But whether you are using the present value calculator or the formula to work out what the present value of an annuity is, the
