Do I Need Disability Insurance? Many people pay more attention on the possibility of early death forgetting that there may be injuries or illnesses that can make them unfit to work thereby making it practically impossible for them to work in order to earn income. The injury I am talking about here is different from
Flood insurance is more or less fast becoming a necessity. The earlier homeowners and renters recognise this fact the better. Before, people used to think that flood insurance is for homeowners whose buildings are located in flood prone areas. With what we are seeing all across the country today, it is obvious that flood can
What is professional liability insurance? Professional Liability Insurance is the type of insurance that provides coverage for specialists against liability claims arising as a result of errors, omission or negligence in the course of performing their duties to their respective clients. Professional liability insurance can also be referred to as Errors and Omissions Insurance. When
Car rental insurance usually generates controversy among renters especially if they are already covered by one type of insurance or the other. Of course, insurance should not be seen as an avoidable cost. It can provide protection from damages, liability and financial loss. It provides you safety and security against particular events covered in the
Down payment definition Down payment is the initial amount a buyer pays toward the purchase of an expensive good or service. Certain items such as cars or home usually require huge amount of cash outlay to buy. It is unusual that many people will not be able to afford hundred per cent payment. For this
The Importance of Travel Insurance Have you ever considered the need for travel insurance? If you are among the people that think trip insurance is just a waste of money, you better have a rethink. Actually, the reason why some people think they don’t need travel insurance is simply because of ignorance. Probably, they don’t
There are many cash back credit cards out there that are being offered by many credit card companies. By the reason of competition, credit card companies are looking for ways of having a good share of the market size. That is why they usually come out with different card products to care for different card
As a first time home buyer, there are many things you should know so that you can avoid some unnecessary mistakes. Of course, you don’t need to know everything but there are certain basic things every first time home buyer should know so that they don’t learn their lessons in a hard way. Home buying
What debts are bad debts? Can there be good debts at all? I know that the topic of this article can be confusing to some people. The decision whether certain debts would be described or categorised as bad debts or good debts will be taking out of accounting or business context. We are going to
FHA Loan provides a good option for low income home buyers who want to obtain mortgage loan but don’t have much money to pay for down payment. The reason is that, FHA Loan does not only offer low down payment, the loans are insured by the Federal housing Administration. Prospective borrowers should understand that Federal
