Cell Phone Payments and Your Credit Score In this article, I am going to discuss the relationship that exists between cell phone payments and your credit score. No one likes to do anything that they know will hurt their credit score. So, when it comes to payments of cell phone bills, many people want to
Are you about submitting your mortgage loan application? You need to prepare your mind that not all mortgage loan applications are approved by lenders. I am not trying to discourage you by telling you this. I just want to provide a guide that will increase your chance of having your mortgage loan application being approved.
This story of How I Became a Millionaire Overnight was as shared with me by somebody who would like others to learn from it. It is a long story but I will not like to bore you with the details. So, this is actually an abridged story but I still ensure that the main lessons
Everyone likes to appear good in the eyes of the credit bureau agencies. They want to do things that will boost their credit score. On the other hand, people try as much as possible to desist from those things that can hurt their credit scores. Unfortunately, in some cases, people focus on wrong things and
Strategies for Paying Back Student Loans Are you overburdened with student loans? Do you keep wondering about whether the loan repayments will ever come to an end? Will an end come to it at all? I can feel your pain. I can just imagine how you feel when you need to set aside certain amount
Making Minimum Payment Vs Full Payment What does it mean to make a credit card minimum payment? If you have balance on your credit card, your card issuer will expect that you pay the balance at the end of the month. However, it is good to note that credit card issuers are not too strict
Has your mortgage application been denied? It is no longer news that a large number of mortgage applications are being denied by banks every day. This has discouraged some people from trying again. At the same time, you can’t blame banks for declining some of the mortgage applications they receive. They are not established as
What is emergency fund? Emergency Fund is the money you set aside in an account to meet your unexpected expenses. The money is usually kept in savings account or in any form of liquid investment which can be easily turned into cash immediately. Financial emergency which are different from your normal or regular expenses can
Effects of missed mortgage payments You should try as much as possible never to miss your mortgage payments. The reasons you should not miss your mortgage payments are obvious. But for the first homeowners, they may not actually know the impacts such may have on their personal finance. Without missing words, below are what can
Do you know how to check credit score? I am talking to people who already have credit. If you don’t have not started building your credit, there may be nothing to check. For people with credit, it is important that you know different ways one can use to check your credit score. Before then, let’s
