How to Increase Credit Score by 200 Points Do you know that you can increase your credit score by 200 points? Increasing credit score by 200 points is really a great feat. How did somebody with a credit score of 544 suddenly grow it to 745 within six months? This is the secret I will like
Why 20 Per cent down payment on mortgage is not a bad idea. Home purchase is one of the biggest investment you would ever made as it requires a lot of cash outlay. If you want to buy a house, there is likelihood that you will apply for a mortgage loan because of the amount
Do you know that you can negotiate with your creditors? Are you owing debts that are becoming too burdensome to you? Debts can be so burdensome that it begins to make one sleepless especially if you don’t have means of repaying the debts. Collection calls can be so irritating. Any time your phone rings, you
You need to review your insurance on a regular basis, be it auto insurance, life insurance or otherwise. When I talk about the need to review your insurance, I am not talking about the renewal of your insurance policy. Of course, you have to renew your insurance policy any time the existing period is expiring.
The benefits that comes with reward credit card are enough motivation to make people desire to get one. Reward credit cards may not offer the same type of benefits. You have the responsibility of ensuring that you get the one that meets your needs. There are different types of reward credit cards out there such
Can debts hurt your credit history? Ordinarily, debts will not hurt your credit history, all things being equal. In fact, if you manage and pay your debt promptly, it will help you build your credit history and it will ultimately boost your credit score. Without credit, you cannot claim to have credit history. So, if
If you have mortgage that you are paying, you may be faced with situations that will make you think whether you should pay off the entire mortgage once and for all. Anybody that has a mortgage running will tell you that it is really a commitment and obligation that needs to be met every month.
Do you see it as your responsibility to cosign your child’s student loan? The need to cosign your child’s student loan may seem like an urgent and compulsory thing to do. But you need to sit down and count the cost first. Actually cosigning a student loan is fast becoming a norm in America. Why
What is Cosigner Release? Cosigner Release allows the cosigner to be removed from the loan after a set number of on-time payments and other requirements have been met. Cosigning is common with student loans especially in the case of private student loans. No lender will like to grant loan to somebody with no proof of
Have You Just Missed Your Payment? Late payment is not a good item to have on your credit report. It does not only have damaging effect on your credit, it may make lenders to decline your future loan applications. Another problem with late payment is that it can stay on your credit report up to
