Getting into debt is very easy these days. In fact, it can feel like you are having a fun when you are getting into debt. You would have already been in debt before you realize what you are doing. The challenge is, it may not be as easy getting out of debt the same way
Proof of residency is one of the documents you will be asked to submit before any financial institution can process your application for mortgage. The essence of this is just for the financial institution to ascertain where you live. At times, people are confused about the document they can tender as a valid proof of
Debt management agencies are on the increase all over America. This is a reflection of the fact that millions of people are finding it difficult managing or paying their debts. If there is no demands for debt management services, you won’t see these agencies springing up all around. What do the debt management agencies do?
There are different types of credit that are available to choose from any time you want to borrow money from a financial institution. Examples of types of credits are auto loans, student loans, personal loans, mortgage loans and payday loans. With all these available credits, you need to choose the one that is right for
How to Get Out of Student Loan Debts I met a young man in the name of Joe this month at a forum organized by an NGO to educate young graduates on how they can manage their student loans. It is no longer news that a lot of American students graduate with load of student
Before applying for a mortgage loan, it is necessary that you do your homework very well. You should endeavour to clean your house before inviting people to come for a visit. Today, I choose to talk in parable but I will explain myself for the benefit of those who don’t understand me. When I say
Can unpaid medical bills affect credit score? Unpaid medical bills affect credit score if reported to the credit bureaus. But unlike loans that your lender can easily report any unpaid amount that is due to the credit bureaus, your health provider does not have that direct relationship with the credit rating agencies. Medical bills can
Can anyone access your credit report? That is, is your credit report accessible to the general public? Or is it just accessible to you alone? In this article, those are the questions that we will try to trash out. You will agree with me that your credit report is very vital and sensitive as it
How to Get My 10 Latest Posts on Personal Finance Good day to all the readers of my personal finance blog posts. Recently, I have been thinking on how to ensure you don’t miss any of my contents. With the hustling and bustling of the week, it is possible you hardly have enough time to do
A lot of homebuyers are attracted to Federal Housing Administration (FHA) Loan for two main reasons. First, people believe that the interest rate on FHA Loans are relatively cheap especially when you consider what private loan companies charge their customers. Secondly, you don’t need to save up to twenty percent as down payment before you
