Relevance of Market Capitalization in Stock Investing Don’t under-rate the importance of market capitalization when making stock investing decision. If you want to buy stocks, you will have many things to put into consideration before you finally settle at a particular stock. Your decision will be influenced by many factors. But most importantly, you need
Do you have a financial advisor who can guide you on how to best plan your finance? Unless you have adequate knowledge about personal finance and you have time to handle your finance by yourself, you will definitely need a financial advisor. Having a financial advisor is just a basic thing to do. Even, you
Budget is one vital financial tool that anyone can use to shape his finance. It is quite unfortunate that many people are ignorant of this. Or is it that they don’t know how to make it work? If you are a grown up adult, you must have heard about budget. The only thing is that
What is Private Mortgage Insurance? Private Mortgage Insurance is commonly called PMI. It means the insurance you pay to private mortgage company if your down payment is less than 20 per cent of the value of the property you want to buy. This is usually paid along with your monthly mortgage payment and property tax.
Ways of Making Large Purchase with Credit Card What is large purchase? Large purchase can be looked at from two angles. First, a transaction can be described as a large purchase if the amount of the item involved is quite high. For instance, if you are buying a laptop of $9,000, this can be considered as
There are fundamental steps you need to take before you start investing. There is nothing bad about investing. In fact, investing is one way of securing your future. When you invest, you are actually saving for the raining day. No matter how strong you may be today, a time will come that you will not
30 Year Fixed Rate Mortgage is the most popular mortgage in USA, said Freddie Mac®. So, if you are planning to get a mortgage loan, I won’t be surprised if you settle for the 30 Year Fixed Rate Mortgage. But before you choose that option, it will be a good idea for you to find
How much mortgage can I afford? That is the question I expect everyone planning to buy a home to ask himself first. Just like the Holy book says, “For which of you intending to build a tower, does not sit down first and count the cost, whether he has enough to finish it. Lest after
Pay yourself first is a message that many personal financial advisers have been preaching for a long time. But unfortunately, some of their audience are hearers and not doers. Personally, the message of pay yourself first is what I consider as a golden rule for anyone who is willing to take his or her personal
To my audience there, I say “you are welcome back”. And if you are just visiting this website for the first time, I like to warmly welcome you too. I hope you are going to find information that will be helpful to you. I started this series of article entitled “Sure way of getting into
